"When you need some MOO-la" $1,000 Emergency Fund Challenge Binder Option:Full Bundle (envelopes with black zippered binder) -1 Velvet Hearts Cash Binder

-1 Velvet Hearts Cash Binder (5 color options)

For example: groceries

new appliances

-$2 Savings Challenge (Total Saved: $192)

Perfect for anyone who loves soft

"When you need some MOO-la" $1,000 Emergency Fund Challenge Binder Option:Full Bundle (envelopes with black zippered binder) -1 Velvet Hearts Cash Binder$1,000 Emergency Fund Savings Challenge A6 savings challenge in a black zippered cash binder. With this challenge, you will save $1,000 for a starter emergency fund! There are 3 sections, each section has 4 cash envelopes with a specific amount listed to save. There is an optional add on bonus section worth $500 in savings, bringing your EF savings to $1,500 upon completion. Each cash envelope also serves as your savings tracker. Simply mark off each